This week I put up a new video after I heard about the stock market having a crash, then the media changing their minds touting it was a correction. A correction, a crash who cares at this point. One of the biggest reasons we were prompted to not follow the norms of society when it came to finances was because of this very fact!
No matter how we looked at stocks mutual funds 401ks or pensions that my work place offered, none of it after a while made sense to us.
When we woke up we came to our own conclusions that for us, giving our hard earned money away to some financial adviser or entity to be gambled with, while taking all the risk, then if we did make any gains, to be CHARGED for that gain (taxed) and then in the end to be finally Charged again (taxed) for cashing it in later when we were what..over 60? Half dead?
And then we thought about the idea of not really having full control of our finances. When its on paper, do you really have what you think you have? Even as we did our own investing (I did extensive day trading at one time) was it even real money when I got that paper financial statement?
We found out the hard way many years ago when we decided to cash in some of our stocks and the financial institute gave us such a hard time we were left realizing how helpless and AT their mercy we really were!
First they halted my sell off. They didn't like what I was doing so they put a hold on my account. Then when I called to get the money they suddenly used the excuse "How can you prove you are the account holders?" Really? After over six plus years of having a account (and this was Fidelity investment people!!! A big investment firm!) I had to prove Im the account holder?
To make a long story short, many blood vessels in my head popped while attempting to explain to the agents one fact.. I JUST WANT MY MONEY and I WANT IT NOW!
And the ironic thing abut that whole situation is.. WHEN we finally did get our money (weeks later) it was sent in a check form! HA! Think about that...one paper item to another paper item. STILL VALUELESS.
Then we went to the bank. Now there's another eye opener. Ever go to the bank and try to get over 10k in cash? TRY IT! I dare you! And don't even bother with anything over 20k plus! They will scare you, try to get you to reinvest in a money market account, and offer another cashiers check in place of cash!
Really! And not only that, they will look at you like your crazy!
They don't keep money in the bank! Did you think they did? If you want that cash....they have to ORDER it!
This is reality people
So needless to say our whole financial strategy of investing changed dramatically. We went thru losses (remember the crash of the 90's? Lost ever last dime) Had to start over more then twice in our twenty plus years of marriage. And trust me people, we are by no means rich. My husband is a taxidermist and I didn't get my degree till I was 28 years old. And as a RN I only worked part time for most of my career until we had to really get serious towards the end before we moved. Then I had three jobs and my husband worked endless hours trying to save for our off grid future. But the bottom line is our vision and attitude changed
We realized no one cares about our financial future. Those paid brokers don't, those paid advisers don't. They get their money and commissions regardless if the market goes up and down. And the other glaring fact is..IT aint real until you CASH it in!
Until then, its all just make believe. Until you draw off of it or have the cash in your hands your still just living the pipe dream . And the other fact about investing is, the manipulation of the markets. This is a glaring fact that has only gotten worse over the years. You can go online and find hoards of information on top ten companies buying back their stock to prop up their companies earnings to appease investors. This is just profits without prosperity basically. You see manipulation of the "shorts"be it oil or silver or gold which basically ruins the metal investing markets. And the mere fact that SENTIMENT can change the whole market in one days time! Poof one day at a all time high..the next day all gone!
We all know its a gambling game. And yes some people do benefit from the gamble and it does pay off. But as time goes on this gamble and risk is getting to be way to dangerous for the average American who has a family and is in real need of real financial independence and support.
So whats the answer? Is there is answer? Seems we have programmed to all accept the fact that in order to retire we must have a 401k, we must have the IRA. If we don't we are fools!
Well think what you may, what I am seeing is people finally waking up and noticing the changes in the air over the last six to seven years. 911, Bush Obama, ISIS, China, you name it things are not getting better and the poncy scheme is becoming a balancing act. Sooner or later the SHTF will indeed do what it means...HIT THE FAN. and then all of the hardworking Americans will be left holding-onto their financial statements with no food in their pantry, no gardens to grow vegetables, no lights to turn on!
Believe what you want. Cause I know everyone has a opinion. But we decided long ago that the only investment we were going to make from now on was in ourselves and our own self sufficiency! We decided we would produce, create, store, and put everything we had in us!
This meant addressing all aspects of our lives. Our food purchases, our daily purchases, our way of living, our dependence on certain things. Were we going to continue to live depending on the electric company to provide us with electricity? Or the gas company to give us heat? How about the store always having food on the shelves? Or the water always coming out of the faucet? THESE are the things we had to re-look at. And trust me people, even when you THINK your independent, reality will tell you otherwise.
We are so DEPENDENT in our daily lives its scary! Can most of us even leave the house anymore without your phones? I don't have a iPod or smart phone or whatever they are called. But it seems to be these gadgets are Glued to peoples ears! REALLY? We also seem to think the lights will always come on. WILL THEY?
WE desperately need to rethink things. It is never to late. That is the lie society feeds many of us who are looking at changing and becoming more independent. THEY don't want you being self sufficient. They don't want you pulling your money out the stock market and planting gardens and buying solar panels to provide your own energy. THEY JUST DON'T! They start by indoctrinating our children to be dependent on the system, and then they want you to follow to!
The big lie is YOU cant afford to live off grid, you aren't skilled enough, your not smart enough, its to hard, it to this its to that. You cant live in a tiny house because that's to unconventional its not realistic because you need YOUR stuff. More stuff. You cant have a homestead with animals because that's just not practical.
I believe people come to my channel and are empowered because they are seeing REALITY! It is possible, it isn't a mystery, it is attainable.
You can start today by making those changes. They don't have to be radical. But they need to be made! You need to address every area of your life.
Re evaluate your goals. Re evaluate your money.
Would it be better to cash in that 401k now, take the money and pay the penalty and get using it to build your self sustainable homestead?
Would it be better to buy those solar panels and the batteries then to continue to be hooked up to the grid at the electric companies mercy?
Is my pantry full enough? Do I need to buy bulk items learn how to preserve my food, start a garden and plant some fruit trees? Do I need to learn more skills? Do I need to have more fellowship with people in my community who are like minded and I can trust to help if things get bad?
So many areas to address. But you need to start today.
Basics to look at
You don't need to move off grid to start making a change. Serious people who are cashing in need to address these key area. Watch my videos, lots of good ideas. I show people how to can, how to buy in bulk, how to garden, how to find water, you name it. THESE are the areas that are basics that you can do now!
So it comes down to investing in the paper lie...or investing in tangible things...real things... that will sustain you and GIVE you FULL returns! Its a decision one has to really look at. For this week I believe was just again another calling card that is begging people..ITS TIME TO AWAKE FROM THE SLUMBER!
And for those who are ready, COME back here for more.
PART TWO will be posted next week!!
Solar! Ughh how to and where does one begin??
I remember all to well sitting for hours on the computer in Wisconsin thinking "Can we really do this?" I felt like a mad scientist with all the stuff I had to read. Solar panel efficiency, solar panel voltage, watts, power tolerances, temperature coefficients. AND this was just the panels!
The first thing I grabbed was our electric bill and was almost floored to see WE used alot of electricity! We had three freezers ( being a taxidermist my husband had two for his shop) and of course my own! And then everything else we had plugged in, the microwave, the fridge, the coffee pot, the t.v the radio, the power tools, the fans, the dehydrator, the crock pot!
I was a energy hog!! oink oink
I was amazed because we really lived pretty simple.
Our living quarters were attached to our taxidermy shop. We had a barrel stove for heat, a well that had dried up with horrible iron water, and a barrel filled with water inside the house that feed the shower Trust me, we were no frills.
But our electricity? We lived like millionaires!
Well don't fret if you are sweating going off the grid like we did! Everyone gets nervous! It is natural to wonder if your actually going to be able to do it! Its natural to ask yourself...
Can it be done? Is it worth it? Is it affordable? Is it something we can actually do and live day by day until the golden years?
This week I am introducing my Solar 101 videos to actually help with your quest. My first video is going to be about debunking solar myths for it is indeed a small gnawing thorn in my side. Why?
Well you see, people love to give advice. And often the best advice givers are the one's who either don't use any type of renewable source for electricity like solar wind or hydro and they present themselves as kinda a purist pioneer. Which is indeed a brave and awesome way to live. But they certainly aren't the resource one wants to go to for unbiased renewable energy information.
If you are serious about going off the gird or contemplating a grid tied system, the glaring fact remains..WE are all dependent on electricity. The average family needs electricity! And for most of us, there is no option of giving that up no matter how glamorous people make it sound, no matter how organic and green you wish to be for the earth. We need electricity!
So I tell people stop acting like its a sin to admit this! Its not! Its reality! And if you are planing a homestead that's off grid or grid tied, your comfort and your success will depend on some kind of source of electricity!!
SO..you ask how how will you afford it?
Lets be wise about this. In my video I talk about how we all seem to have money for those new cars and trucks? Right? Yet we start to get nervous when we talk about a renewable resource that will only sustain us, free us, and save us money in the long run. For LESS then the cost of a new car or truck, grid systems can offer you anywhere from 1 to 4k plus of power at reasonable investments. Plus we tend to overlook the government loves renewable energy!
I loves it so so much that it helps pay for our renewable resource. For us this was a life saver. We looked into both Idaho and Wisconsin state rebates. Wisconsin had 66 type of incentives and rebates and Idaho had 33! We were elated!
So before you get started look up the rebates you may qualify for...click the NC clean icon below to get the link!!
Next when you start looking take things in small steps.
Start reading articles about solar panels, how they work, how they are set up. Many decisions will have to be made but don't become overwhelmed. Keep it simple. Once you learn a little about panels move onto the batteries. Look at your own electric bill and see how much energy you are using now. Then try to imagine being off grid and some of the ways you may have to scale back. Because YOU will have to scale back. WE ALL need to scale back and that's the problem. WE ARE energy hogs!
So, make a list of the appliances you will be running. And BE practical. You can have a microwave off grid and you can having a electric coffee pot. BUT NOT a electric range! Not if your going to buy a 20k setup to run every single wasteful item! So get smart!
I suggest buying a kill a watt meter. Awesome tool to get you to SEE how much appliances are using! Will you be able to run your fridge? Or will you have to look at a different fridge. So spend the money on the meter. It will help you when deciding what appliance you can run and how big a system you might need
My other suggestion is TAKE A OFF GRID vacation in your home! I am actually going to do a video on this but the idea of living off the grid involves a different mind set. Experiment! If you have kids this will be a great thing to explore. Unplug the microwave, the T.V, some of the lights. Use the kill a watt meter to decide on which items you want to do without.Scale back on the use of your lightening and other electrical devices. Make it fun, but practical.
In closing this is enough FOOD to get you guys thinking and exploring. The best part of being off the grid is indeed the freedom. I would never go back to being connected. And now a days, the power companies really want people to be enslaved and they are getting worried about the off grid movement. Many power companies now frown on grid tied systems and are making it harder to do such a thing. There may indeed come a time when you MUST choose to go completely of the grid or stay connected and follow their rules and regulations and pay the price of that.
The bottom line is don't be fooled by the myths. Keep a open mind, renewable energy is not complicated, its not that pricey, and the maintenance IS NOT that hard! Come on people, you drive a car, you maintain that...THIS can be done.
Watch for more articles and videos...And KEEP the comments coming! Spread the word and lets get people GOING SOLAR!!!Going hydro going wind...USE THE FREE POWER!!!!m
Well its hard to believe that we are coming up on our fourth year here in the mountains of Idaho. It has been a incredibly blessed journey that really tested our spirit our grit and our ability to sustain. When we arrived here on the homestead we were greeted with a jaw dropping sobering site. A empty shell surrounded by dirt rock and more dirt. There was no where to sleep, eat, sit, or put our belongings. I watched as the color of my husbands face drained into a ghostly white. He had the grand idea of finishing the house all by himself with me in tow. THAT wasn't going to be a possibility for one mere man.
Plus we were in the beginning of July looking at months worth of work!We ended up calling my husbands cousin who is a skilled carpenter. With both of them and me in the background doing as much as I could we worked from sun up to sun down.
He slept in the tent while we slept on a mattress. After a mere month even his cousin couldn't stand the living conditions saying " This is like a FEMA camp, you guys are nuts".
He even would take off to go to town to pay for a shower and the use of a real toilet! Finally I had gotten hired as a home health nurse as I left to go train part time. Funny thing was, the RN training me one day drove me to her house and said "Honey, Im gonna go see this next patient but I want you to stay here and take a shower..a long hot shower." Did I really look that bad?? I must have because during that shower my skin lightened by thee shades!!!
Wow. That was the best shower of my life!!
As we continued to slave and fall approached the neighbor came up and felt so bad for me he offered his house for us to stay in(which was up for sale and empty) saying "You guys aren't gonna make it, you can stay in my house over the winter, just pay the electric bill."
HA as I went over to peak in the neighbors 500k house dreaming of a fluffy bed, warm water and lights..my husband stood firmly saying "I will rot before I live in another mans house!" ( ugghh I wont rot I wont rot let me go!!)
Well needless to say November came and we did finish the insulation wiring ect ect... yes we enclosed it and yes finally we got the solar setup and wow..real heat from the wood stove and a real light bulb at night! We were living the life!!
THAT winter came fast but we had enough wood to sustain us and plenty of winter experience to feel right at home! We were able to harvest a deer for meat, my husband did some trapping and we did lots of skiing and snowshoeing to pass the beautiful winter months
THAT was the beginning..and now so it goes! We have gladly put away the solar bag which I used for months even indoors, I finally have a couch to sit on and enjoy the view...and of course..I have the best homestead ever with God watching over us daily!
People, even hard beginnings...you gotta keep going and never give up!
We did it...and did it everyday..nonstop. It can be done!
Keep joining us as we share more for all of you in the continued walk while living off the grid
First snow fall after we got the house enclosed! It was to close! Many mornings woke up to cold cold cold! I was getting tired of freezing and having no heat! Tired of no lights, tired of no running water. It was a long haul! Enjoy your couch while you can! It is more comfort then you think!